Link Aadhaar with your Insurance Policy, It’s Compulsory.

First of all, if you still don’t have an Aadhar card, get it as soon as possible. Aadhar is a very important document and you will need it at every point in life. Govt. wants to curb Money-laundering (Maintenance of Records) and have a clean economy. Hence all the financial services need to be linked with PAN and Aadhar.

Insurance Regulatory and Development Authority of India (IRDAI) has made it compulsory to link the unique identity number Aadhaar with all insurance policies.

IRDA has issued a circular which is as mentioned below:

Central Government vide gazette notification dated 1st June 2017 notified the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017 making Aadhar and PAN/Form 60 mandatory for availing financial services including Insurance and also for linking the existing policies with the same.
The Authority clarifies that, linkage of Aadhaar number to Insurance Policies is mandatory under the Prevention of Money-laundering (Maintenance of Records) Second Amendment Rules, 2017.
These Rules have statutory force and, as such, Life and General Insurers (Including Standalone Health Insurers) have to implement them without awaiting further instructions.

How to Link LIC policy with Aadhar?


  1. If you have your policy details handy, like Date of Birth, Policy Number, and mobile number as mention on your policy then you can link it here:
  2. If you have a username and password for the LIC customer portal, you can log in to your account and update your Aadhar and PAN card directly here:
  3. If you have a pension policy you can link it here:

Also Read: Check Your LIC Policy Status online


Visit your servicing branch with your Aadhaar card, they will get your LIC policy linked. If your multiple policies issued in different branches, you will need to visit all the branches to where your policy belongs to. Or better transfer all your policy in one branch, so it will become easier for you in future too.

Also Read  LIC Policy status online

Also Read: Check LIC Policy Status by SMS

Last Date:

The last date to Link your Aadhaar with your insurance policy is 31st December 2017.

What’s the Benefit?

Linking an Aadhar card with your Insurance is beneficial for both. company will get fewer fraudulent claims and policyholders will see faster claim settlement.

What happens, if I do not link my Aadhar?

Your policy will continue provided you submit your KYC documents at the time of renewal. If you have a health insurance policy then your claim might not be approved until you submit your KYC documents (Check with your health insurance company). So it’s better to link your Aadhaar with your policy as soon as possible.

What Kind of Insurance Policy needs to be linked?

All Insurance policies including Life Insurance, General Insurance, Health Insurance, Motor Insurance, etc need to linked with Aadhar.

Also Read: How To Link PAN card with Aadhar card

We have about 24 life insurance and 33 general insurance (including standalone health insurers) companies in India. Irrespective of the company and type of policy, you will have to link your Aadhaar before 31st December 2017.

  1. Amarnath tripathi November 18, 2017 at 3:45 pm

    What is procedures of aadhar link

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