ULIP Policy

Check the current Cash Value of your ULIP Policy

ULIP Policy NAV: If you ever asked yourself, How to check the current cash value of your ULIP policy? then keep reading. Most of us don’t know how to calculate the maturity value or current cash value. You just guess the value, right? or maybe calling your LIC agent every month to check the value.

In this Digital India, you can get all the information of your policy anytime from your smartphone itself. Now, no need to call your agent or visit the branch.

To know the current cash value of your ULIP policy, you need to know the number of units you have. I hope you already know how many units you have in your policy.

LIC sends a separate letter to your postal address with the unit allotment details after bond papers are issued. If you are unable to find the allotted units, you can register on LIC Website. Once you have your account registered, you can enroll all your policies in your account to have a glance at all your policy in one place. To Enroll, you must have all your policy details handy. ie. Policy Number.

Once you know the units, visit LIC NAV page at www.licindia.in and locate the policy NAV.

For example:

Let’s assume you have 50,000 units of Market Plus 1 Growth fund.

  • Now we need to check today’s NAV.
  • At the time of writing Market Plus, 1’s NAV was Rs.23/unit (As of 8th August 2017)
  • Hence Current Cash value: 50000 x 23= 1150000

Your current Cash value will be Rs.1150000/-

As you know NAV may go up or may go down as per the market condition. It’s good to keep checking the cash value of your investment once in six months.

Other ways to check your policy NAV

Your Branch: Your Branch will be able to tell you the exact value of your policy. Please contact your nearest LIC Branch.

Your Agent: Your agent has all the information about your policy, consider contacting them.

Customer Care: Call LIC Customer care and ask about your policy NAV and current value.

If you are looking for Traditional Policy status, you can check it here.

68 thoughts on “Check the current Cash Value of your ULIP Policy”

  1. I want to see my policy status how much amount in my policy . please sir reply .
    policy no 386897193

  2. PLEASE SEND MY POLICY DETAILS IN MY EMAL ID
    POLICY NO=536078903
    TABLE NO=181

    THANKS

  3. Shambhu Nath Ram

    Dear Sir/ Madam Please send me maturity details of policy no 116157517 on above Email Id. Thank you.

  4. sushil kumar choudhary

    sir,
    kindly confirm my lic mutual fund policy no 523776594 latest value so can i decide for further plan

  5. My father was a LIC agent How i can check the amount invested by him in ulip plans of lic and last Funds Values

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