LIC Policy Status By SMS

Check LIC Policy Status by SMS: If you have a policy, you might want to check your LIC policy status, due premium, loan on policy, and so on. The good news is that now, you can check all the information related to your LIC policy by using shortcode SMS. This is a free service, but your mobile operator might charge for each shortcode SMS as per your tariff plan. If you have a policy, you can check all the necessary information on your mobile phone by sending an SMS.

Check LIC Policy Status by SMS

Here are the Pension Policy shortcodes for your reference:

LICPension <Policy-No>[STAT/ECDUE/ANNPD/PDTHRU/AMOUNT/CHQRET] and Send it To 56677

If you want to check your Individual Pension policy (IPP) status then you need to type LICPension 88888888 STAT and send it to 56677 (88888888 is just an example, you need to replace it with your LIC policy number.

The full form of the above terms are:

  1. IPP Policy Status, (STAT)
  2. Existence Certificate Due, (ECDUE)
  3. Last Annuity Released Date, (ANNPD)
  4. Annuity Payment thru (CHQ/ECS/NEFT) (PDTHRU)
  5. Annuity Amount (AMOUNT)
  6. Cheque Return Information (CHQRET)

If you want to check Individual policy details through SMS then Type:


You can get the following details through SMS:

  • Premium – Installment premium under the policy
  • Revival – If a policy lapse, the Revival amount payable
  • Bonus – Amount of Bonus vested
  • Loan – Amount available as a Loan
  • NOM – Details of Nomination

Alternatively, you can call LIC customer care no. 1251 form MTNL/BSNL or login to the LIC website to check LIC policy details online. Apart from these, if you have a smartphone you can download the App and check the status anytime anywhere at your convenient time. There are various other ways you to check the status. For example, if you have a dedicated agent, you can contact your agent and enquire about it. Or you may pay a visit to your nearest branch and inquire.

Also Read  How To Check The Cash Value Of Your LIC ULIP Policy in Just 60 Seconds!

Do you have an LIC policy? LIC has introduced an SMS-based facility by which you can check the status of your LIC policy. You just need to send an SMS and get the policy status. Please follow the steps above. This is the simplest way to know about your policy.

Why do you need to check your LIC policy status?

Answer: To know about the due date of premium or loan on your LIC policies, which are required to be paid on time.
If you have an insurance policy from Life Insurance Corporation (LIC), you can check its status anytime online if you do not want to receive SMS for every inquiry.

What are the features and how it works?

The SMS inquiry is a free service.
You can get the policy owner’s name, premium due date, and outstanding loan amount.

How to Check LIC Policy Status Without Registration?

Answer: You can use the policy status by SMS using the above method. You do not need registration. You can check it without registering on LIC Portal. All you need is your policy data and send it to LIC servers using the SMS command.

  1. my policy NO 795563625 795967347 796759361

  2. Please send Detail.

  3. bidyut chakraborty September 28, 2010 at 10:48 pm

    Say, under pension plan Jeevan Suraksha my premium p.a. was Rs.9900+ and my notional cash option becomes Rs.157500/- vest on 28/02/2011 and maximum EMI of pension p.m.will be of Rs.1440/- under option A.Now the question is that I shall not get back my principal amount which will fetch the interest as annuity / pension. If the principal amount were to be given back and the recipient insured person would have fixed the amount in Bank on MIS ,should not the EMI be higher along with the return of principal at ease?

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