LIC Amulya Jeevan 1

LIC Amulya Jeevan 1 (Table No. 190)

Amulya Jeevan 1 Summary:

Protect your loved ones from any unexpected surprises in life, any time with Life Insurance Corporation of India’s Amulya Jeevan. Amulya Jeevan 1 (Plan No. 190) is a Term Assurance plan with a minimum Sum Assured of Rs.25 lakh. This is a pure Term Assurance Plan like Anmol Jeevan 1.

Need Less than 25 lakh Term? Check: Anmol Jeevan 1 Pure Term Insurance

Benefits:

On Maturity:
On Maturity, no amount will be paid to the Policyholder.

On Death:
On the death of the policyholder during the policy term, S.A. will be paid to the nominee, provided the policy is kept in force.

Income tax rebate:
The premium paid towards Amulya Jeevan 1 is eligible for tax deduction under section 80C of the Income Tax Act,1961.

Eligibility Conditions and Restrictions for LIC Of India’s Amulya Jeevan-I:

Minimum Age at entry: 18 years (completed)
Maximum Age at entry: 60 years (nearest birthday)
Maximum Age at maturity: 70 years (nearest birthday)
Policy Term: 5 years to 35 years
Minimum Sum Assured: Rs.25,00,000/-
Maximum Sum Assured: No Upper Limit
(Policies will be issued in multiples of Rs.1,00,000/- for Sum Assured more than the minimum Sum Assured)
Loan: Not available
Surrender Value: Nil
Dating Back: Allowed
Grace Period: 15 days

Mode of Premium :
The premium can be paid either in Yearly, Half-yearly & Single Premium.

Cooling off period:
If you are not satisfied with the “Terms and Conditions” of the policy, you may return the policy to Life Insurance Corporation Of India within 15 days.

Also Read  LIC Jeevan Aastha: The Best Way to Secure Your Future

Example: Mr. LIC takes a policy for 25 years for Rs.50 lakhs.
(a) On survival till maturity, Mr. LIC will not receive any amount.
(b) On the death of Mr. LIC during the policy term, his nominee will get Rs.50 lakh S.A.

The Unique Identification Number (UIN) for LIC Of India’s Amulya Jeevan – 1 is 512N250V01.

Note:
The above is the product summary giving the key features of the plan. This is for illustrative purposes only. This does not represent a contract and for details please refer to your policy document.

  1. plz info best policy for 50lakh cover for 11yrs wit annual premium.
    also info if policy holder survives even after maturity how much policy holder wil get?
    My dob 04/01/1987

  2. D.O.B :4-01-1987
    YEARLY INCOME :2.5 LAKHS

    WANT TO TAKE SUM ASSURED OF 30 LAKHS (AMULYA JEEVAN-1)
    GIVE DETAILS OF BENIFITS AND ANUAL PREMIUM

    • Siddhesh, Your proposal will not be rejected on the basis of your income. On the basis of income and age mentioned by you, you are eligible for a sum assured of Rs.55,00,000/-. You may have purchased the plan by now. If not buy it as soon as possible, preferably before 30 the Sept 2013.Pl. Contact your agent or write me tat sandeepspr9@gmail.com

    • Your proposal will be possible rejected as your income is 2.5 lacs per year. I would suggest to go for lower risk cover as of now.

  3. d.o.b; 05-05-1965.salary per month rs. 20,000/- .i need insurance for rs. 35 lac. and above. what may be the premium.

  4. bikash ranjan sukla February 3, 2011 at 5:14 pm

    Dear.
    I am a BHEL employee and i awant to do a term insurance of 25 lakhs for 15 years.My dob is 11 march 1988. What will be the premium amount yearly?

  5. Hi ,
    My age is 32 year and i want to procure amulya jeevan 1 with term plan 30 lac for 30 years.
    i want to know what are the term & condition of this policy because i am working in a chemical plant . no full details of this policy is available in your booklet or internet.
    mainly my main consideration is to know that in which type of death condition nominee will get this amount.
    is there any medical checkup formalities and is there any extra charge on my premium because i am working in a chemical plant.
    Pl. send me all in full deatils pdf file on my mail if possible.

  6. what r the documents required for amulya jeevan ?

  7. HI

    MY AGE IS 19 NOW

    I NEED A HEALTH LIFE INSURANCE CUM SAVING PLA WITH A HIGH RETURN SO THAT I MAY HAD WITH ME RS 25 LACKS AFTER 6- 7 YEARS WHICH PLAN SHOULD I TAKE UP AND WITH HOW NUCH PREMIUM

    KINDLY GUIDE ME

  8. I want to take Jeevan Amulya policy. Term – 35, Sum-50Lac.

    What will be the premium and what is the claim procedure in case of something happens to me. And what is the approximate time taken to settle the claim.

    What all proofs will be needed like I read in previous post you said ‘Death ceritificate’ but any other document is also needed?

  9. i want cash amount 75 lac after 15 years @ minimum premium.
    do you have any policy for this requirement ?
    If you have send me the details.
    My DOB: 22-12-1983.

  10. Chirag Dangarwala November 13, 2010 at 5:09 pm

    My age is 39 Years Old and Male. Please explain me that if i will take Amulaya Jeevan for Rs.2500000.00

    What i will get at the time of Natural / Accidental Death?

    Further if i will meet with an accident and due to accident if i am unable to pay further premium, is policy benifit to me till the completion of term? If yes, How?

    Please replay me as early as possible so that i can take my decission. Because i have came to know that some pvt. insurance cos. are provide such type of benifit.

    Thanks & Regards

    Chirag Dangarwala

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