How To Check The Cash Value Of Your LIC ULIP Policy in Just 60 Seconds!

ULIP Policy NAV: If you ever asked yourself, How do you check the current cash value of your ULIP policy? Then keep reading. Most of us don’t know how to calculate the maturity value or current cash value. You just guess the value, right? or maybe calling your LIC agent every month to check the value.

Calculating the ULIP Policy NAV is not as difficult as you may think. In this article, we will show you how to do it in a few simple steps. By understanding how to calculate the current cash value of your policy, you can be better prepared for the future.

The first step is to find the current value of your investment. This can be found on your most recent statement from the insurance company. The second step is to calculate the fees that have been charged by the insurance company. These fees can be found in the policy contract. The third step is to subtract the fees from the current value of your investment. This will give you the current cash value of your ULIP policy.

In this Digital India, you can get all the information about your policy anytime from your smartphone itself. Now, no need to call your agent or visit the branch.

To know the current cash value of your ULIP policy, you need to know the number of units you have. I hope you already know how many units you have in your policy.

LIC sends a separate letter to your postal address with the unit allotment details after bond papers are issued. If you are unable to find the allotted units, you can register on LIC Website. Once you have your account registered, you can enroll all your policies in your account to have a glance at all your policy in one place. To Enroll, you must have all your policy details handy. ie. Policy Number.

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Once you know the units, visit the LIC NAV page at and locate the policy NAV.

For example:

Let’s assume you have 50,000 units of Market Plus 1 Growth fund.

  • Now we need to check today’s NAV.
  • At the time of writing Market Plus, 1’s NAV was Rs.23/unit (As of 8th August 2017)
  • Hence Current Cash value: 50000 x 23= 1150000

Your current Cash value will be Rs.1150000/-

As you know, NAV may go up or may go down as per the market condition. It’s good to keep checking the cash value of your investment once in six months.

Other ways to check your policy NAV

Your Branch: Your Branch will be able to tell you the exact value of your policy. Please contact your nearest LIC Branch.

Your Agent: Your agent has all the information about your policy, consider contacting them.

Customer Care: Call LIC Customer care and ask about your policy NAV and current value.

If you are looking for Traditional Policy status, you can check it here.

  1. dear sir my policy no. is 873366554 pls give me surrender value

  2. Res/Sir/Madam,
    Please tell me total cash value including with surrender value with today market, my policy no. is 216868260 and 216868259 ULIP Plan MARKET PLUS (181).

    Thanks with regards!
    Ratna Kumari

  3. My bitter experience with ULIP policies, where in agents give such a rosy picture about the product, i lost a huge sum,feel being cheated

  4. padam singh sarangdevot September 22, 2012 at 8:27 pm

    dear sir my uncle life police jivan pals cash value today police no.183883126 name roop singh sarangdevot pleasesent me mail

  5. my policy no 923532441
    please give me surrender value & currant amount
    b j deshmukh

  6. sanjay singh yadav August 28, 2012 at 2:45 pm

    dear sir ,my policy no. is 286791748
    pls give me it surrender value.

  7. dear sir
    this is my policy of Lic growth fund no255181431
    pls tell my current amount status..

  8. my policy 802700193 please say me its valid period and its details

  9. I want to know the fund value of my policy . Market plus . Its no is 438686958 .plan no 181. And also I want to know how to surrender my policy.

  10. I want to know the fund value of my policy 438692051. .plan no 181. And also I want to know that the procedure of the surrender my policy.

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