LIC Jeevan Vriddhi

LIC Jeevan Vriddhi

LIC Jeevan Vriddhi (Plan No.808) is a single premium investment plan which offers guaranteed returns. Jeevan Vriddhi is a traditional plan so share market risk is not involved in this close-ended plan. The plan is launched on 1st March 2012 and will be available for investment till 120 days only after which the plan will no longer be available for subscription.

LIC Jeevan Vriddhi at Glance:

  • Excellent Guaranteed Returns at Maturity
  • An ideal combination of Insurance and Returns.
  • Life Cover – Five times the Premium.
  • Loyalty Addition, if any payable on maturity.
  • Easy Liquidity.


  • Single-Premium non-linked close-ended plan.
  • Maturity Benefit: Guaranteed Maturity Sum Assured and Loyalty Addition, if any.
  • Death Benefit: Basic Sum Assured

LIC Jeevan Vriddhi Eligibility Conditions and Restrictions:

  • Age at entry: 8 years to 50 years
  • Policy Term: 10 years
  • Premium Mode: Single
  • Premium Minimum: Rs.30000/-
  • Sum Assured: Rs.1,50,000/- to No max limit.

Benefits of Jeevan Vriddhi Policy:

  • Maturity Benefit: Guaranteed Maturity Sum Assured Plus Loyalty Addition if any.
  • Death Benefit * Basic Sum Assured (BSA)
  • BSA = 5 times single premium excluding extra premium if any.
  • Guaranteed Maturity: You will get Guaranteed Sum Assured.
  • Loyalty Addition: Loyalty Addition, if any, shall be payable at the rate as declared by the LIC.
  • Liquidity: Loan Facility Available after completion of one year.

Example: 25 Years old Ramesh Invests 1 lac, after 10 years if he survives, he will get Rs.195000. In case of any unfortunate event, his nominee will receive 5x of his premium.

This is the single premium LIC plan, where you can park your idle or unused money. Since this is a single premium plan you can just invest it and relax. On your maturity date, you will get your Basic Sum Assured which is 5 times your premium amount plus an additional loyalty bonus which is variable. This is the close-ended plan so take your decision now before the policy subscription period ends.

Update: LIC Jeevan Vriddhi Plan No. 808 Has Been Discontinued.

24 thoughts on “LIC Jeevan Vriddhi”

  1. Sir,
    I have LIC Jeevan Vriddhi (Plan No.808) how is calculated NAV amount. on my portal pl. reply on E-mail
    Thanking you

  2. Sir I have invested Rs 1, 40, 000/- in LIC market Plus-181 on 27.10.2006 for 10 years. sir I want to know what amount will be return today. please the detail may send in my E-Mail ID

  3. myself santosh, age-33,if my single premium amount is 30000 ,then what will be the maturity value I gate surely .please answer

  4. Please give me the answer,

    I am confused about, loyalty amount, premium, risk cover if any,,,, etc.,. Just i want the final amount after 10year for 1 lakh rupees policy.(assume policy holder is alive and no accidents)

  5. Debabrata Bardhan

    If Jeevan Vriddhi premium is given on wife’s name then is it possible to get Income Tax rebate?

  6. I want to know if i”ll take policy of 50000 so after 10 years get me back

    waiting for reply

    Thank you

  7. Mousumi Chakrabarty

    LIC’s Jeevan Vriddhi is one of the best policy for them, who wants a good amount for their children’s marriage/higher education or good savings.
    Mousumi Chakrabarty, LIC Agent, Bhubaneswar.

  8. Mr. Deoraj Jaiswal

    in bima bachat policy of LIC what will be the amountn in 9 years if i deposit Rs.100000 and what are the returns in:
    3 years
    6 years

  9. If i invest Rs.100000 as a single premium in LIC JIVAN VRIDHI POLICY what amount i will get after maturity (10 years)?


    I want to take jeeven vridhi policy for sum insured Rs 50000/- . What amount I will get at the time of maturity . Policy period is 10 years.


  12. can i purchase jeevan vridhhi through demat a/c? if yes, how much rebate LIC will provide me?

  13. if i paid 30000/- for singal priuiam of jiven vruddhi plan then how many ruppees i get at after 10year?(mat. of policy)

  14. Avinash Jamadagni

    Dear Sir,
    If we keep Rs 30000/- in Fix deposit at interest @ 8% per year; the maturity amount would be Rs 64768/-
    What would be maturity amount in case of LIC Jeevan Vriddhi (Plan No.808).
    My age is 46Years 3Months.

    Please guide…

    With Regards,
    Avinash Jamadagni

  15. I want to know more about LIC Jeevan Samridhi plan launched on march 2012 .

    Please answer me .

    Thank you .

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