LIC Amulya Jeevan 1

LIC Amulya Jeevan 1 (Table No. 190)

Amulya Jeevan 1 Summary:

Protect your loved ones from any unexpected surprises in life, any time with Life Insurance Corporation of India’s Amulya Jeevan. Amulya Jeevan 1 (Plan No. 190) is a Term Assurance plan with a minimum Sum Assured of Rs.25 lakh. This is a pure Term Assurance Plan like Anmol Jeevan 1.

Need Less than 25 lakh Term? Check: Anmol Jeevan 1 Pure Term Insurance

Benefits:

On Maturity:
On Maturity, no amount will be paid to the Policyholder.

On Death:
On the death of the policyholder during the policy term, S.A. will be paid to the nominee, provided the policy is kept in force.

Income tax rebate:
The premium paid towards Amulya Jeevan 1 is eligible for tax deduction under section 80C of the Income Tax Act,1961.

Eligibility Conditions and Restrictions for LIC Of India’s Amulya Jeevan-I:

Minimum Age at entry: 18 years (completed)
Maximum Age at entry: 60 years (nearest birthday)
Maximum Age at maturity: 70 years (nearest birthday)
Policy Term: 5 years to 35 years
Minimum Sum Assured: Rs.25,00,000/-
Maximum Sum Assured: No Upper Limit
(Policies will be issued in multiples of Rs.1,00,000/- for Sum Assured more than the minimum Sum Assured)
Loan: Not available
Surrender Value: Nil
Dating Back: Allowed
Grace Period: 15 days

Mode of Premium :
The premium can be paid either in Yearly, Half-yearly & Single Premium.

Cooling off period:
If you are not satisfied with the “Terms and Conditions” of the policy, you may return the policy to Life Insurance Corporation Of India within 15 days.

Also Read  LIC Jeevan Tarang - The Best Whole Life Money Back Plan

Example: Mr. LIC takes a policy for 25 years for Rs.50 lakhs.
(a) On survival till maturity, Mr. LIC will not receive any amount.
(b) On the death of Mr. LIC during the policy term, his nominee will get Rs.50 lakh S.A.

The Unique Identification Number (UIN) for LIC Of India’s Amulya Jeevan – 1 is 512N250V01.

Note:
The above is the product summary giving the key features of the plan. This is for illustrative purposes only. This does not represent a contract and for details please refer to your policy document.

  1. prabhat pandey May 18, 2010 at 7:34 pm

    my d.o.b. is 24-11-1978. i am working for private sector and i want rs. 60 to 70 lacs after 25 years at minimum premium . for my requirement do you hav any policy if yes than pls mail me and hav i got accidental benifits?

  2. Abhishek Kumar May 12, 2010 at 2:35 pm

    I need sum assured 25 lakhs .So for this medicle check is required ?

  3. Abhishek Kumar May 12, 2010 at 2:10 pm

    Hi,

    After death.How will the nominee get the insured amount ?Whom they will approach for the insured amount ?How long it take to get the insured amount ?What all verication LIC does ?Suppose at time of taking policy the policy holder did not smoke and drink and he mentiont that in form but at time of death(due to any disease) he was drinking and smoking than will this case go negative ?PLease let us all know about this in detail.

    Thanks in advance

    Regards,
    Abhishek

    • a non-drinker doesn’t mean they will never drink in their life. One may change his or her lifestyle in 1 year or may be 5 years so that doesn’t matter. but you should not hide any illness.

      Your nominee can claim the insurance amount and verification and settlement time depends on how much sum assured you have opted for.

  4. Abhishek Kumar May 12, 2010 at 1:54 pm

    MY age in 29.I consulted my one agent for amulya jeevan(Table no – 190).

    He said that no medicle checkup is required for your age because your age is less.

    I want to know whether this is correct or not ?At the age of 29 do I need for medicle checkup.
    PLease help

    Thanks,
    Abhishek

  5. Abhijit Manohar May 6, 2010 at 12:37 pm

    i was told that lic of india does not cover a merchant navy officer for a term insurance value of above 65 lacs. is this correct? i want to take a pure term insurance, value of 1 cr, what is the correct available policy that i can get. a friend has suggested amulya jeevan. please advise.
    thanks in advance

  6. DOB : 24/11/1971

    Best policy for short period (5 years) investment and highest yield

    What will be the annual investment to get 50 lakh after 5 year term (Guaranted)?

  7. Iam planning to do term insurance(no profits based) for 50 lakhs FOR LIFTE TIME.Please suggest the best plan.
    Is there any term plan for 66 years old person.
    Regards
    sai srinivas
    09446415579
    Cochin

  8. D.O.B :24-08-1981
    YEARLY INCOME :2.5 LAKHS

    WANT TO TAKE SUM ASSURED OF 30 LAKHS (AMULYA JEEVAN-1)
    GIVE DETAILS OF BENIFITS AND ANUAL PREMIUM

  9. Test depends on your present health. Please walk in to your nearest branch and they will guide you.

  10. i plan for amulya jeevan- 1 policy of lic for 35 lacs.

    i am 35 yrs old & would like to know what all medical tests are required for the same.

    policy term would be 25 yrs.

    pls confirm…

    txs
    ritesh

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