LIC Jeevan Saral Review

The 21st century has been an era of developments. People have been very innovative to bring out various new subjects or different plans in the market. Every individual requires a safe future, so even the life insurance Corporation has been innovative while considering the policy of the Jeevan Saral plan. If you are aware of your destination, the best plan which could help you is Jeevan Saral. This plan is made keeping in mind the needs of a common man like if you are looking for regular savings, or saving for capital, this policy would be your ultimate answer. This policy is an investment option that would keep you safe from not only death but also the risks of being empty because the market faces many ups and downs so to keep yourself safe this policy works.

The LIC Jeevan Saral Table no.165 is one such policy which as per my opinion won’t be neglected as per time. This policy is one way or another a tool for various small investors. There are various benefits provided such as liquidity which is the basic requirement of a person. The best part lies in the policy when during death the nominee is been provided with 250 times of the monthly premium paid by him adding the premium amount decided. And if the policy matures the insured is provided with the maturity amount and bonus if any.

Jeevan Saral is also known as ATM plan for its flexibility, as it allows you to withdraw a partial amount after the 10th year of being policy in force. You can utilize this feature whenever you need money after 10 years whether for a holiday or your child’s education. The policy is not at all expensive and very much affordable. One added feature is that if you are paying the premiums regularly for 3 years you are been provided an extended cover of 1 year as a bonus. We usually like making decisions for ourselves, same is the case with this policy, you aren’t forced to pay the premiums, and you can surrender at any time as per your wishes without paying any sought of penalty.

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Normally you search about a policy the premiums are decided but in the Jeevan Saral, you are the one who decides about the premiums and then goes towards the maturity period. The minimum premium can be as low as Rs 250. This policy provided you a very high-risk cover at minimum cost. As per the details, the policy is useful who have a low budget but require all the features as well as the risk covers with low premiums as well as the flexibility of decisions. You are one way or the other been provided a number of benefits at a very low cost. So avail when you have the chance.

In short, LIC Jeevan Saral is the best plan in terms of risk cover, flexibility, and good return.

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  1. if i take a jeevan saral plan for 15 years with monthly premium Rs 4000. what will i get the returns after 15th years, also confirm with maturity amount details. My age is 37.

  2. Maine november 2009 mai 25000 Rs ki single premium market plus lic karwai thi..aj uski kitni return value hai..pl aap mujhe btayen.

  3. sir,

    my age is 28 and i want to take jeevan saral plan, please tell me maturity amount i will get after 15,20,25 years.

    rakesh
    surat

  4. BHUBAN BHUSAN NAYAK April 7, 2012 at 12:24 pm

    Dear sir,
    if u want to take any lic policy in Hyderabad, you can call me on 9030135851. This is Bhuban Bhusan LIC agent of Hitec city LIC satellite office under Mehdipatnam branch office. I am dedicated to serve better to my all customers.with regards
    Bhuban

    MY ADDRESS
    Bhuban Bhusan Nayak
    bbnayak5@yahoo.co.in or bbnayak5@rediffmail.com
    Mob No-9030135851

  5. what are the total returns if i pay a premium of 1000per month for 15 yrs my date of birth is 15/11/1986.plz tell me so that i can plan further

  6. sir. my name is jitendra serving in army, my dob is10 nov 1981, having jeevan saral policy with yrly premium of rs 36000/- since nov 2010 for 35 yrs. pl tell me what will i get after 20, 25 and 30 yrs and also tell me the formula to calculate with an example.
    wating for your reply
    yours jitendra, gwalior.
    ph no.8947960393

  7. sir. my name is jitendra serving in army, my dob is10 nov 1981, having jeevan saral policy with yrly premium of rs 36000/- since nov 2010 for 35 yrs. pl tell me what will i get after 20, 25 and 30 yrs and also tell me the formula to calculate with an example.

  8. Please send my policy status by mobile no. 9028721998.
    LIC Jeevan Saral policy no 985795182
    & email address- yogesh786p@hotmail.com

  9. hi sir, i started from january jeevan saral. annual premium 24500/- how much i will receive after 11 years ? plz tell me sir

  10. In Jeevan Saral plan I pay Rs-5000/- per month.
    Pl. let me know the approx. amt. I get after 20 years. Thanks.
    9833112328

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