**Summary:**

LIC **Jeevan Surabhi** is a money-back plan. Jeevan Surabhi’s plan is similar to other LIC money-back plans. However main differences between regular moneyback plans and Jeevan Surabhi are as the Maturity term is more than the premium paying term. Early and a higher rate of survival benefit payment. A life insurance cover is available throughout the term of the plan. Risk cover increases every five years.

Jeevan Surabhi is a with-profit plan available in 3 different terms of 15 yrs, 20 yrs and 25 years.

LIC Jeevan Surabhi policy is divided into 3 tables depending on the term (Years):

Plan Name | Table No. /Plan No. | Term (Policy duration) |

Jeevan Surabhi | Table No. 106 | 15 years |

Jeevan Surabhi | Table No. 107 | 20 years |

Jeevan Surabhi | Table No. 108 | 25 years |

**Accident Insurance:**

Accident Benefit is available**Benefits:****Death Benefits:**

1. Accrued bonus is paid if the policyholder dies before maturity.

2. Sum Assured risk cover increases by 50%, Once in every 5 years.

3. Already paid survival benefit to the policyholder will not be deducted from the death claim amount.

4. If insurance is financed by parent’s income up to SA of 10 lakhs then this plan is allowed to minor females.

5. Life Risk cover increases without undergoing a special medical report or medical exam. You also don’t need to pay an extra premium.

6. Accident benefit is provided only on basic SA during premium paying term.

**Survival Benefits:**

Survival benefit for Rs. 1 Lakh basic SA.

Policy Term | PPT | 4th yr | 8th yr | 12th yr | 15th yr | 18 yr |

15 yrs | 12 yrs | Rs.30,000 | Rs.30,000 | Rs.40,000 | – | – |

20 yrs | 15 yrs | Rs.25,000 | Rs.25,000 | Rs.25,000 | Rs.25,000 | – |

25 yrs | 18 yrs | Rs.20,000 | Rs.20,000 | Rs.20,000 | Rs.20,000 | Rs.20,000 |

**Money Back :**

Full sum assured is paid back (Money Back) as a survival benefit by the end of the premium paying term. However, the risk cover (Insurance) and additional risk cover continue and your policy participates in profits till the end of the policy term. Jeevan Surabhi plan is suitable for professionals and Businessmen as they need money periodically.

**Income-Tax exemption:**

- Premium paid under section 80C of the Income Tax Act within the overall cap of Rs 1 Lakh per annum allowed for tax savings.
- On the claims received either by way of survival benefits or Maturity claims, whatever be the bonus accrued is also non-taxable.

**Premiums :**

You can pay Jeevan Surabhi Premiums yearly, half-yearly, quarterly, monthly, or through salary deductions.

**Jeevan Surabhi Eligibility Conditions and Restrictions:**

**Min. age at entry: ** 14 years. (last birthday)**Max. age at entry: **

- 55 yrs for plan 106
- 50 yrs for plan 107
- 45 yrs for plan 108

**Min. Sum Assured.:** Rs.50,000/-**Max. SA.:** No Limit**SA in multiples:** Rs. 5000**Max. Maturity age:** 70 years.**Min Term:** 15 yrs**Max Term:** 25 years.**Modes Allowed:** All**Policy Loan: **Available**Accident benefit per 1000 SA: **Re. 1 extra.**Form Number: ** 300/340*This plan is not allowed for pregnant ladies and when occupation Extra is chargeable.*

*Example*:

Let’s assume Mr. Dilip takes Jeevan Surabhi policy for 25 years for Rs. 1 lakh with Premium Paying Term (PPT) 18 years. After 4 years, he will receive Rs 20,000 and again in the 8th year Rs 20,000. If Mr. Dilip expires during the 10th year of the policy then his nominee will receive Rs. 2,00,000 (Rs.1,50,000 as claim and Rs.50,000 as bonus at an estimated Rs. 50 per thousand p.a. for 10 years).

**Update: Jeevan Surabhi Plan No.106, 107, and 108 Has Been Discontinued.**

**Note:**

The above is the product summary giving the key features of the plan. This is for illustrative purposes only. This does not represent a contract and for details please refer to your policy document.

mataprasadsir,

I want to know how much money I get at the premium of 20000rs. yrs. for20yrs

K. Nagarajan20 YEAR JEEVAN SURABHI POLICY- WITH PROFITS(T-1)

POLICY NO: 712213702

MADRAS DIVISION

CITY BRANCH : XXI

TERM:107-20

SUM ASSURED:40000

INSTAL.PREMIUM:4656

PROPOSAL:00081694 DT30/03/95

DATE OF MATURITY:28/03/2015

DATE OF LAST PAYMENT:28/03/2009

D.O.B:17/03/1949

AGE//ADMISSION:46

Received 25% sum assured on 4,8,12,15 years from the date of commencement.

iI am eligible for VESTED BONUSES IN TH EYEAR 2015

I need the money now.

how much I will get?

adbise me the procedure

k.nagarajanPlease send reply to my query of today about jeevan surabhi

D RagothamanDear Sir,

I have sent a mail dated March 26, 2013. I am looking forward for your answer please.

Thanks & Regards

D. Ragothaman

D RagothamanDear Sir,

Pls find below my LIC Policy details:

Jeevan Surabhi (108-25)

Policy No: 360148772

Date of commencement : 01-03-1995

Sum Assured : Rs. 50000

Date of last payment : 01-09-2012 ( Fully Paid)

Date of maturity : 01-03-2020

Sir, I would like to surrender the above policy as I am in need urgently. Pls do let me know how much I will get, if I surrender after 1st week of May 2013?

Thanks & Regards

D Ragothaman

D RagothamanDear Sir,

Pls find below my LIC Policy details:

Jeevan Surabhi (108-25)

Policy No: 360148772

Date of commencement : 01-03-1995

Sum Assured : Rs. 50000

Date of last payment : 01-09-2012 ( Fully Paid)

Date of maturity : 01-03-2020

Sir, I would like to surrender the above policy as I am in need urgently. Pls do let me know how much I will get, if I surrender after 1st week of May 2013?

Thanks & Regards

D Ragothaman

BABAI ROYSir, My name is BABAI ROY. age 26. I wanted to invest in money back policy Jeevan Surbhi 106 for 15 years.premium paying term 12 years with sum assured 200000. where i will receive a sa of 30%, 30% and 40% after 4 , 8, 12 years respectively, please tell me after maturity how much i will get and the calculation for predicting maturity amount?

c. sethumadhavani have one jeevan surabhi 20 yearsT-No. 107 policy taken in 2002. sum assured is 50000 . i got two times Rs 10000 as bonus and now i have to know about how much loan is eligible against this policy . pl reply

Gautam Saikiai have jeevan surabhi 15 year term plan SA :2.25 lakh . What will be maturity amount ?

BadariHi

I have taken Jeevan Surabh Money back policy in 2006 oct for PPT 12 years for coverage of 5 lakhs. Now if i choose to surrender the plan let me know how much will i get back . Or if i dont pay the premium will the policy be inforce.. ?

Thanks

badari

Gajanan ReddewarSir, i want to know about the plan which is good from following plans

1.Jeevan saral

2.Jeevan surabhi

plz reply

RINA PATRASir, My name is Mrs. Rina Patra, I have a Jeevan Suravi Plan – 106, I started this plan in month of August ,2008. So, as per the policly term , I shall be get a Money Back in this Year, May Premimum due date is 21/08/2012.

In this regard, I wanted to know, which date I will get the cheque as till date I have not receipt any cheque from LIC India company.

Regards,

RINA PATRA

Kolkata

kavithai need the complete details of money back policy also i have a kid aged 2 yrs wat plan can i chose for her i can pay a sum of rs 10000 per annum what kind of plan can i suggest to get a sum of 100000 in future for my daughter pls help reply to my mail id waiting for your reply

Parandhama ReddyHI , I wanted to invest in money back policy which will give good returns i.e. INR 1,00,000 in every four years. SA would be 1500000 .. Could you please suggest the how much premium i need to pay yearly . Kindly suggest …

RAMESH KUMAR JHAI have taken a police i.e. Jeevan Surbhi before three years. Now, i want to surrender the police. Kindly advise on the matter and clarify the surrender value amount.

Rajnikant SinghDear Sir/ Mam,

i am rajnikant singh from delhi. i want to enquire about policy status of jeevan surbhi money back policy plan no.-233274437.

i did not this policy details.

so pls send this policy plan complete details in my mail -id

rajanikantsingh2006@hotmail.com

thanks & regards ,

rajnikant singh

hakim ansareei have jeevan survi plan no106 my half yealy premium is 5385 and once i got money back 30,000. now i want to know how many money i will get back after 15 years ? plz reply soon

kumar deepak srivastvaHi Sir/s,

My D.O.B is 25/10/1987. I am interested to invest for a policy and/or insurance for a premium of Rs 15,000 to 20,000 per year for a long term basis like 15-20 years.kindly put a mail to me against this query.

Please enlighten me by your thoughts.

Thanking you

Kumar Deepak Srivastva

Junior Engineer

Konkan Railway

Debasish lawrence Halderwhat is bima bachat and how to run it.need to pay yearly or helf yearly or what n how many years what what what……….

some body can explane me.

Sandeep Banerjeei have jeevan surabhi policy on & frm 28.04.97, for 15 years, which will be matured in aprl. 2012. my premium amount is Rs. 5266/-. how much amount i’ll get after maturity?

sandeepSir I want to buy a policy ‘jeevan surabhi-15 years ‘ and I want to know some details like-

1. How much money I get after maturity wity range 1,00,000?

2. what are the special thing which are not in other plans?

3. premium and other details.

AJAY KUMARDEAR SIR,

I WANT TO KNOW ABOUT BENIFITS OF LIC PLAN JEEVAN SURBHI.

DURATION 20YRS. IT IS 107 NO. PLAN.

AND ALSO CLEAR ABOUT BONUS BENIFITS. I SAW YOUR TABLE BUT IT IS NOT CLEAR. SO DESCRIBED ME ITS FULL DETAIL , THAT CAN SATISFIED ME.

YOURS TRUELY,

AJAY KUMAR,

TabrejSend me your age and sum assured I will send you a presentation.

vinod singh rawatsir, i purchased(05/07/2011) lic jeevan surbhi (table-106) policy for 15 year , my sa is 200000 lac .d o m is 05/07/2026. i will be recived a sa of 30%, 30% and 40% , please tell me after maturity how much i will get.

with my best regards

mayuresh k. gadgeI want P.A.C. Number of CENTRAL INDUSTRIAL SECURITY FORCE (CISF) for salary saving scheme. also I am 27 year old and how much money I get if I take Jeevan saral for 10 years of monthly 500 rs installment.

Mayuresh

P. Ramesh Babusir,

I purchaged lic jeevan surbhi (table-106) policy for 15 year ,

my sa is 21,00,000 lac .d o m is – Nov. 2016.

I have recived sa of 30%, 30% and by Nov 2013, 40% , please tell me after maturity (d.o.m 2016) how much i will get.

Warm regards

Yugal KishoreSir,

I have taken a plan of Jeevan Surabhi, 106,15,12. My DOB is 21-10-1982. My Sum Assured is 50,000 per annum. I know that i will get 30% after 4 years, 30% after 8th year and 40% after 12th year. But what amount i will get after maturity of this plan?

binduguptahanks for your valuable replay,

will you futher clear my dought

my pilicy is 106 Product Name Jeevan Surabhi lic – 15 Years

1> amt. of Rs.100000/-

2> how much we get money back 15th year.

Basavaraj KumasagiHi Sir/Madam,

My Jeevan Surabhi 25 years plan started on 17/01/2011, i have taken for half yearly payment mode for 1,00,000 SA, my agent told me to pay Rs.3952 for every Hly till 18 year so if calculate totally it will come around Rs.1,42,272. So my query is why should i have to pay extra Rs.42,272? and also send me the details for monthly, qtly and yly payment…

i hope you will do my needful…

thanking you

regards

Basavaraj

jakir nithoremy jeevan surabhi plan started in 2007.when i get my first money back amount

shirishahi sir,

can u pls let me knw abt Jeevan Surabhi policy and wat is the amount i hav to pay every month my details

age-25yrs

dob-27-09-86

sal-18000pm

my hubis dob -15-02-86

il b thankful if u can suggest me wit gud saving plan

thanks & regards,

shirisha

shirishahi sir,

I wanted to knw abt 15 yrs money back policy (JEEVAN SURBHI) and wat is the amount i need to pay every month.

AGE-25YRS

DOB- 27-09-86

SAL-18000

MY HUSBANBANDS DETAILS-

AGE-30

DOB-15-02-80

can u pls help me wit this policy details and any other policy wit gud benifits il b greatful if u do this favour to me sir .

thanking you

thanks & regards,

shirisha

TabrejSent presentation on your email.

shabinai need to know about money back policies and pension plan…

Ashok kumar mishraPlease send a message about next premium due in the favour of the policy no-211349658(Ashok Kumar Mishra),policy no-215515472(my son name Adarsh Mishra)&policy no-218084227(my wife Pushpa Mishra).My mobile no-9452221734 & E mail id pashok.mishra@rediffmail.com Thanking you sir

Absar HussainI have taken Jeevan Surabhi policy in the year 2008 for sum assured 2lakh period 15 years.I m paying premium around Rs.21000 per year.How much net amount will i be profited at the end of 15 years through this policy.

Rabi shankar mishraSir,my policy no is 570571014 of Jeevan surubhi plan 106 starting dt-29- 09-1999 we had paid premiums till 19-12-2000 can we revive the policy and get the bendfits sum assured is RS-200000 please give us the full details. Rabi Shankar Mishra

mohammed suhailsir,

i already have a money back policy period 15years. i am paying every year RS 18600 TRU AGENT, NOW ALMOST 5YEARS PASSED, HE GAVE ME RS 30000 ON 2009. AND 2011 AGAIN HE SAID ANOTHER RS 20000 WILL GET YOU. WHAT IS THE POLICY THIS ONE, I DID NOT GET HIS IDEA, PLS LET ME KNOW, HOWMANY TYPE OF POLICY IN MONEY BACK, WHAT IS THE ANNUAL PREMIUM CHART, WHICH CHART MY POLICY INCLUDED. I AM WAITING FOR YOUR REPLY.

SUHAIL

TabrejWe many money back policy. Premium depends on age and term you choose.

How much sum assured you have? Give me your policy number, I will check it. Or you can ask for account snapshot from your agent.

vasant patelmy birth date is 20/06/1975 i wood like to know about money back policy for 20 year plan i.e. maturity period & amount return at end annual premium , what amount i received in instalment

rajesh shuklaI have a money back policy I think it is matured near about 2012 so what amount I have received my policy period 15 year and premium quarterly Rs 1265.00

Please reply as soon as possibly

rajesh

rajesh shuklaCould you please let me know in details about the LIC plan called Market Plus. What are its benefits and returns and also the sum assurred

regards

rajesh

RajsagarHi, I am Raj sagar. In the above jeevan surabhi policy, in thev example provided, the sum assured money is misprinted as 20 lakhs, I think it should be 2 lakhs. Please make necessary corrections so that customers don’t get stunned with such type of figures! Hope corrections will be made ASAP! Thank you.

tabrejFixed… Thanks

arvind kalhansir i am confused some agent told me that in lic surabhi 15 yrs plan the annual premium will be 10900, i will get 30000 after four yrs, 30000 again after eight years, 40000 after twelve years and after that a sum of rs 80000 after 15 yrs and the toher agent told me the sum after 15 yrs will be 200000…which one is true???? my dob is 24/06/1978…waiting for ur valuable suggestion.thanks

aftab alamDear sir/Madam

I am interestted in” LIC jeevan surrbhi” monay back plan.my

12years.my deathof birth 18-04-1982.will you provide me premium payment details? how much i have to pay yearly basis premium?

thank

aftab alam

JayapriyaDear Sir,

Please let me know the details for the following

1) My brother is a software engineer and he pays Rs.1300/- for tax every month. He wants to take Jeevan Surabhi for 20 yrs kindly let me know what amount he has to pay as premium to avoid tax.

2) My daughter is 2 1/2 yrs old and I would like to take a LIC policy . I can pay a premium of Rs.500-1000/- per month. Kindly suggest me any good policy for my daughter’s future life

Thanks

Jayapriya

RajeshI want Rs.2000000 (Twenty Laks) at end of 10 years Kindly tell me what is the Yearly premium I have to pay However I want Rs.2000000 after 10 Years

Rajeshplease tell me I want SA Rs.2000000 (Twenty Lakhs) in 10 Years period. Can you tell me what is the Yearly premium

Nilapadma DeoriDear Sir,

My age is 25, i would like to go for Jeevan Surbhi for 1,50,000/- sum assurance. So My doubt is how much i need to pay every month and how much money returns back after 15years.

I want to apply this for 15 years.

P SRINIVASA RAOHyderabad

Dated 20.10.2010

To

The Branch Manager,

Life Insurance Corporation of India,

Ongole.

Dear Sir,

Sub: Change of address to Hyderabad and remitting Money Back amount to Hyderabad – Requested – Reg.

Ref: Policy No. 840783186.

-o0o-

With reference to the above, I wish to inform you that my change of address as follows:

Pittala Srinivasa Rao,

C/o. M/s. Sagar General Industries,

B-68, APIE, Balanagar,

HYDERABAD – 500 037.

Ph. No.040 – 2377 7480, 2377 4125.

Mob. No.96664 84068.

Since I am working in Hyderabad, I request you to transfer the said Policy to “Balanagar” branch to facilitate easy remittance.

I understand that my money back amount was remitted to my old address, which was returned to your office by Postal authorities, as I was not available at that address.I request you to remit the amount my Hyderabad New address.

Kindly do the needful and oblige.

Thanking you,

Yours faithfully,

[P.Srinivasa Rao]

TabrejThis is NOT the correct channel to send such request. You need to visit your home branch and give a written application.

Thank you for your understanding and co-operation.

pranav kumarI have 15 year premium paying LIC jeevan surabhi plan, premium amount Half yeraly is rs. 9090/- date of commence ment is 12.11.2006 date of matuirity is 12.11.2026. at the date of maturity how much amount i may get approximately.

sanjayDear Sir/ Mam,

i am sanjay from gurgaon .i want to enquire about policy status of jeevan surbhi money back policy plan no.-107.

i did not this policy details.

so pls send this policy plan complete details in my mail -id

thanks & regards ,

sanjay

harish kumari want to enquire about policy status of jeevan surbhi money back 15 yr policy of 50000.policy no.192459598.

chidambaranayagan.pPolicy number-753896976

Hello sir,

We are like continue the policy of above the number of Money Back policy. can u give revival.

Raju MondalHi,

I have deposited the 2 installments in LIC of India and after 4 years i want to withdraw the deposited amount.Is in that possible if any suggestion give me.

Regards

TabrejWhats the policy name? If its ULIP, you can.

surender singh adhikarihi, i am surender, i have jeevan surabhi poicy for the duration of 20 yrs (254942353) for SA Rs 300000. i would like to know how will i get the sum of Rs 75000 after every four years. whether i have to go to LIC office or i will get through cheque at my given address.

waiting for your reply

ganeshDear tabrej

please reply me as my jeeva surabhi start date is 23 may 2003, which is respectively four year of my money back and what will be the maturity amount my policy is for 20 yr ppt is 15 yr. table no 107

please reply. as my agent is not responding me at all I have tried everywhere to know these quary. thanks in advance.

TabrejIt should be mentioned on your policy papers and proposals.

ESALI DAWOODI WANT TO PAY MY INSURENCE PRIMIUM BY ON LINE IS IT POSSIBLE

TabrejYes. login to LIC website and make payment.

shailesh kumari hv taken jeewan surbhi in 1998 for 25 years plan.. now after 12 year i didn’t claim any bonus of 20k…(after 4th, 8th yr. and 12th yr )

how i claim it ..what r the particular i need to claim…

thanx in advance..

TabrejYou should have received the letter from LIC, if not contact your branch or agent.

ashok kumarPl.send a message about next premium due in the favour of the policy no JEEVAN SURBHI 261964227

Santosh KushwahaShould I need to claim for money back to LIC (Bonus amount payable every 4th year). My policy has completed 4 year.

Or LIC will send cheque after completion of 4 years?

Please advise. I will be great full for that.

Thanks a lot!

avaru_123Dear Sir,

My age is 26, i would like to go for Jeevan Surbhi for 1,50,000/- sum assurance. So My doubt is how much i need to pay every month and how much money returns back after 15years.

I want to apply this for 15 years.

TabrejYour premium would be Rs.15797 yearly.

I have mailed you the return and other benefits.

srikanthno. pls send me lic office address nearest in mylapore chennai. i have to go there. whom to meet

srikanthmy baby aged now 10th month. i want to apply lic child scheme. i am middle class people. please inform me best scheme for my baby,… thank u.

AnushkaDid you receive the presentation ?

ATUL TYAGIsir, i purchaged lic jeevan surbhi (table-106) policy for 15 year , my sa is 200000 lac .d o m is 2013. i have recived a sa of 30%, 30% and 40% , please tell me after maturity how much i will get.

with my best regards

ATUL TYAGI

AFZAL HASANI wanted to get money back policy (JEEVAN SURBHI)

D.O.B 02/01/1964

SA-15,0000/=

POLICY TERM -12 YEARS

would you like to guide me—

1- How much premium i have to pay yearly

2- How much money can i get back after how many years

Thanking you and looking for your kind and sharp rpely.

With my best regards

Afzal Hasan

Santha kumarI am interested in “JEEVAN SURBHI ” money back policy…my details are given below:

1> D.O.B. 18/02/1978

2> SA 1,00,000/-

3> Policy term 12years

would you be able to guide me…

1> how much premium i have to pay on yearly basis?

2> how much money can i get back at what frequency?

3> What abt the bonus portion.?

Thanks in advance

Santha kumar.N.

Sukanta DuttaCan I get LIC bonus for Jeevan Surabhi which is due in December 2010 after 15 years of maturity in month of May 2010

Saroj ShahAn N.R,I. residing in India and having his own buisness can have LL.I.C. policy?

TabrejOf course. NRIs can apply for LIC policy while their visit in India or directly from abroad. Let me know, if you need assistance in NRI policy.

Saroj ShahIf a person holding foreign passport and residing in India since so many years, have his own buisness, can have a pension plan policy.

aarti shahdear sir / medam,

In “JEEVAN SURBHI ” money back plocy, this is whole details of my husband…

1> D.O.B. 5/5/71

2> SA 50,000/-

3> Policy term 12years

will you pls guide me…

1> how much premium we have to pay yearly basis?

2> how much money can we get back after how many year?

thanking you

TabrejYearly Premium: Rs.5,761/- with double accidental benefit.

Rs.15,000 money back every 4th year plus bonus on maturity.

aarti shahthanks for your valuable replay,

will you futher clear my dought

1> can we apply for SA amt. of Rs.50000/-

2> how much our premium amt., how much we get money back periodicaly.

TabrejYes, you can apply for Rs.50,000 sum assured. Yearly premium would be Rs.5,761/- Apply online here: https://mypaisa.in/apply

aarti shahdear sir/medam

I am intrestted in “LIC jeevan surbhi ” moneyback plan. My policy term is 12years. My husband’s date of birth i s 5/5/71.

Will you provide me premium payment details? How much I have to pay yearly basis premium?

thanking you

aarti

TabrejAge: 39

SA: 1 Lakh

Yearly Premium: Rs.11,422 for 15 yrs term and Rs.10, 214 for 20 years term.

Bharat ParikhHi

Could you please let me know in details about the LIC plan called Market Plus. What are its benefits and returns and also the sum assurred

thanks

Bharat

TabrejSure, you can read the details here: https://mypaisa.in/market-plus-1/