Doorstep Banking for Life Certificates: A New Initiative for Pensioners

The recent launch of the Nationwide Digital Life Certificate (DLC) Campaign 3.0 by the Department of Pension & Pensioners’ Welfare marks a significant step in simplifying the life certificate submission process for pensioners in India. This initiative, which leverages face authentication technology, aims to ease the burden on senior citizens who often find it challenging to visit banks or pension disbursing authorities in person.

Understanding the Digital Life Certificate Campaign

What is a Digital Life Certificate?

A Digital Life Certificate, or Jeevan Pramaan Patra, is an official document that confirms a pensioner’s existence. It is essential for ensuring the continuous disbursement of pension benefits. The introduction of this digital method allows pensioners to submit their life certificates using Aadhaar-based recognition on their smartphones, eliminating the need for physical visits.

Key Features of the DLC Campaign 3.0

• Face Authentication Technology: Enhanced from previous methods, this technology allows pensioners to verify their identity easily.
• Accessibility: Senior citizens can now submit their certificates from home, making the process more convenient and less stressful.
• Doorstep Banking Services: In addition to digital submissions, banks are offering doorstep banking services to assist pensioners further.

How to Submit Your Life Certificate Using Doorstep Banking

Pensioners can utilize doorstep banking services by following these steps:

1. Register for Doorstep Banking: Contact your bank to register for this service.
2. Complete the Application Form: Fill out the life certificate form with the necessary details.
3. Submit via Doorstep Banking: Use the banking service to submit your form without leaving your home.

Charges for Doorstep Banking Services

The charges associated with submitting life certificates vary by bank:

• State Bank of India (SBI): Submission is free, but additional services may incur a fee of ?75 + GST.
• Punjab National Bank (PNB): Free submissions from October 1 to December 31, 2024.
• Canara Bank: Free submissions from November 1 to December 31, 2024.
• Bank of India: Offers free submissions during November and December 2024.
• India Post Payments Bank (IPPB): Free for both IPPB and non-IPPB customers; however, there is a nominal fee of ?70 for successful DLC generation via postal services.

This initiative not only simplifies the submission process but also encourages more pensioners to utilize these services without worrying about costs.

Conclusion

The Nationwide DLC Campaign 3.0 and the introduction of doorstep banking represent a significant advancement in how pensioners manage their life certificate submissions. By reducing physical barriers and streamlining processes, these initiatives ensure that senior citizens can maintain their pension benefits with minimal hassle. As we move forward, pensioners need to take advantage of these services and ensure timely submissions. Have you or someone you know benefited from these new banking services? Share your experiences in the comments below!

Official Website: https://jeevanpramaan.gov.in/